Saving up for Retirement: How Does Your Financial Future Look

July 25, 2017

Your Financial Future: Will You Have Enough Money to Retire?

If you are like most people, you wonder what will happen down the road for your retirement. Of course as we are younger we don't think much about it and not surprisingly, not many people put away for retirement to secure a comfortable lifestyle. As we get older, however, we begin to wonder if we will have enough money to retire and the scary truth sets in: Probably not. At least, not comfortably with peace of mind. There are ways to secure your future though and it's never to late to begin. One of the most popular ways is starting your own home business which not only gives you income now, but will continue to give you money even when  you retire!

How a Home Business Can Help Me Retire

A home business can be run a variety of ways and can be very flexible to work with you now and later when you retire. If you start now, you can earn income which you can put away into RRSP's or use to pay off bills, debts and mortgages sooner, freeing up your income for retirement.

It can also do so much more. Many home businesses are set up to reward you as your business grows - just like any company really. Whether you are doing trade shows or building a team or a combination of both, you can get your business to the point where you are receiving monthly commission cheques based on your sales and team sales.

Imagine for a moment,  if you were making $4,000 from your home business a month. (Keeping in  mind it will take you a few years to get your business established to reach this point but it is totally achievable.) Now, imagine your retirement years. While most people are taking money 'OUT' of the pot (their retirement fund) you won't even have to touch your retirement fund because you are still receiving income. Based on your lifestyle you may decide to take out of your retirement fund but realistically, at retirement age, with all bills/mortgage paid off, $4,000/month is pretty good income. it doesn't have to stop there of course, depending on your activities (ie doing markets or having others do them for you, having a large team etc) you could be making much more. I just wanted to give a number I know is realistic in a shorter time frame with dedication to a home business.

I Want to Retire and Not Work Much

Again, a totally reasonable goal to work towards. With a home business you can build a team that produces sales which you get paid on. Sure, you will still have to keep in touch with your team from time to time, or, if you are making enough income, you can hire someone to work the administration side of things. Leaving you plenty of time to relax and set your own schedule for the things you wish to do.

If you choose a home business that is flexible you can set it up how you wish and have all the freedom you desire with the perks to go with it.

Best Home Business to Secure My Financial Future

In my opinion, I would go with a J.R Watkins Home Business. Sure, I'm a bit biased as I've been an Indep. Consultant for 10+ years, but I've also tried other home businesses (some for fun, others to see if they make income, others just to get the discounts) and by far, I have found J.R Watkins the best one.

With J.R Watkins you have a very flexible business, no auto-shipment policy and freedom to market and sell in Canada and the USA. You can do trade shows, parties, direct sales and build a team. There are plenty of resources available for training as well. J.R Watkins has a wide range of quality everyday items that people 'need' vs 'want' which is important. They have been in business since 1868 (almost 150  years now) and have always treated their consultants good and fair. You can be confident in starting a business with J.R Watkins for the long-term.

I started my business with the goal of building a team, though I have also done trade shows and direct sales for immediate income. I have used the immediate income to pay off bills and debts, freeing up our other income to go into RRSP's  for the future. Then I worked on building a team which has enabled me to receive stable commission cheques that grow year after year in amounts. By the time I retire, which will be early retirement, I will have income coming in with a good size nest egg to draw upon should  I need to.

If you want to learn more about the J.R Watkins Home Business, please check out the information site here...

I am happy to answer any questions you have anytime!

Facebook Party with Free Gifts & Free Shipping

July 11, 2017

Facebook Party Featuring J.R Watkins Products - Free Gift Certificates

Have you been wanting to place your J.R Watkins order but waiting for a smokin' hot deal? Maybe you have heard about the product line but weren't too sure what was offered. Well this week there is a sweet deal as I am running my first ever Facebook Party! Get free gift certificates and free S&H on qualifying orders.

What is a Facebook Party?

Basically, a Facebook Party is an online event that you can opt in to. It will have details of the event, the offers and specials and instructions on how to order and get your offerings.

How Do I Join This Party?

It's very simple. You can visit my J.R Watkins Facebook page here and go to Events. You can RSVP to the event or just follow the instructions on how to order to get in on the deals! Feel free to share the event with other friends and family or, perhaps you would also like to host a Facebook Event so you can get more gift certificates based on your party's total!

What Are the J.R Watkins Deals?

During this event, July 11, 2017 - July 18, 2017 I am offering the following:

• Place a qualifying order of $100 (or more) and get a free $10 Gift Certificate from me
• All orders of $100 (or more) will have free shipping right to your door
• Order from the regular priced items as well as the products that are on sale

If you wish to host an event like this, you can email me here. If you host you basically create an event and send it out to your friends and family. They will also get the free gift certificate deal I am offering and you, as the party host, will earn additional gift certificates based on the total party earnings!

November Specials 2016 Canada

J.R Watkins November 2016 Monthly Specials - Canada

Wondering what's on sale this month? We have some great items on sale in Canada plus stay tuned for some new items coming soon! They are limited in quantity and will sell out fast! You can download a full copy of the catalogue here and feel free to visit the online Watkins store to shop for your favorite items and get fast delivery! Remember, orders of $100 or more ship for FREE!

Want to get a discount on your products? Consider joining as a Watkins consultant where you not only get a discount on your products and can earn income on your sales, but you also get access to new items first plus consultant only offers! No auto-shipments or quotas and the low price of $19.95 for the annual membership! Learn more here...

Safe and Secure Home Business for Retirement

June 15, 2016

Safe and Secure Home Business for Retirement

Have you been giving much thought to your retirement lately? Most people don't have a plan for their retirement years and will not have enough money to properly retire on. Sometimes a lack of planning and lack of putting aside extra money each month, but other times, life events. Life events can be costly and take away the savings you had, or make it impossible to find extra money to put into a retirement plan.

However, it's not too late, no matter your age. You can still earn extra income to put into a retirement plan and earn extra income to help with day to day bills. Best of all, with a home business that is flexible to work with your schedule, you can build it up so it continues to grow and will continue to earn income for you.

J.R Watkins Home Business

I am going to speak of the J.R Watkins Home Business. I have been with the company as an Indep. Consultant for about 10 years now. I started slow, mostly to fulfill personal orders for my family. I decided to grow this business a few years ago once I realized it could be the retirement nest egg I never had a chance to build up.

A company that is solid, has survived depressions and recessions. It's flexible with no autoshipments or quotas to fill. It won't break your bank and offers top quality every day items that customers need and want. There is a market across Canada and the USA and it's yours for the taking! No territories to be confined to. Market online, do markets and booth sales, or home parties...it's all up to you! There are so many paths to success with this company, it will amaze you!

My Story

You see, I was a single mother for quite some time. Money was tight and I barely had enough money to buy a new pair of shoes to replace the worn out ones with holes in them, never mind put aside money for retirement! After going to college I did get a better job for sure, but I had a LOT of debt to pay off! It took years and years to pay off that debt. Again, I still didn't have much money to put aside for retirement, though, nearing my 40's...I knew I had to start doing something.

I started my Watkins business in 2007 and worked it a little bit. Not much. It was just...there. I opened an online store selling natural products and kept that going for six years, however, it cost me a lot of money. A shift in the online market made it harder to compete with bigger online stores and I tried to keep it going a couple years longer than I should have. Rather than make me money, the company lost me money and I decided to let it go in early 2015. I had recently become a holistic healer and decided I'd rather do that alongside my Watkins business.

My Successful Watkins Home Business

My team grew, my customers grew. I worked hard at my business and it paid off. Bringing in consistent income each month, something I can count on. My debts got paid off, I am now able to contribute to retirement savings but best of all, this business will continue even into my retirement years!

So while others will live on a budget once they retire, pulling a certain amount from their savings, I will be able to live off the income my business is still generating from me. I can modify my work week to work as often or as little as I need to.

Right now, I work 1-2 hours a day a few days a week. I'm still building my business and much of my time is helping others with their business. I have the luxury of balancing my home and work obligations. I can take as many holidays as I wish, spend time with the kids during summer and days off and take part in their activities more.

Free Vacations with Watkins

Another perk is Watkins Performance Program which offers a free trip for 1 or 2 each year (all paid). I have earned many of these trips and will be in line for going to the next one in 2017. It is a great week of fun and relaxation and a chance to meet others in the business including upline executives and people I've spoken to often during the year but never see in person.

One of the things people tell me as a reason why they'd like to  join Watkins is to make enough money to go on a holiday. Well, how about just earning that free trip and then still make the extra money to do with as you please? Sounds good to me!

Fastest Way to Make Money With J.R Watkins Business

I would have to say reaching that Manager level will start earning you the most income. Customer sales in general are the way to go for quickest income. So consider doing parties or better yet, booth sales (Summer is the perfect time for the markets!) and build a team slowly. Building a team helps you branch out a bit and create a solid and stable business. It will help you have a business that helps generate income when you want to focus more on retirement down the road.

Doing markets and customers sales will help you get the most commission on your sales and help you earn extra bonus income including share in a pool for new managers that qualifies you for up to $500 USD every month for 12 months! (On top of your regular commissions!)

There's quite a bit of money to be made with Watkins and since their products are top quality and trusted by customers everywhere, you know you will have an easy time selling them! Watkins is very flexible in letting you run the business as you see fit. There is a training site with valuable information and weekly webinars if you wish to participate plus help from me as your sponsor and the whole upline. There is a reason why Watkins is #1 and has lasted through tough times.

So don't waste your time looking for these 'new and upcoming' home businesses that have no history because they are more likely to fold and collapse. An open market sounds great but no history means it's harder to get the ball rolling and it's more likely the business will end up closing the doors. What sense does it make to put in thousands of dollars and hours/years into a business, only to have it shut it's doors one day. Poof. All your work - done. Even other companies that were well known shut down....they  just didn't have a solid plan to compensate for down markets.

Watkins is almost 150 years old now. Always paid their consultants. Always stayed in business. Always honored their money back policy if the customer wasn't happy. They are an honorable company and you can be confident with them when you join as a new consultant!

 

What You Get With Watkins

The signup fee is $19.95. Yes, just $19.95. No hidden fees. Catalogues are printed twice a year and you can buy a pack of 40 for around $22..that's 50 cents a piece. You don't have to buy anything you don't want to, though I usually stock popular items for quick sale..your choice! Orders over $100 have free S&H (Bonus!) and you get discounts on your own orders as well.

You get a free sponsoring website (see the one I mention below) plus a free listing on our team website so local customers can find you (top rated in Google). The team website is created and maintained by myself and offered only to those on my team and in my downline. 

Access to our training site and the weekly webinars. Tons of help whenever you need it and advice from top experts who are very successful with the path they have chosen, be it booth sales, sponsoring etc.

Learn more and feel free to contact me with any questions!  Http://www.RespectedHomeBusiness.com/378193

Tamara Laschinsky
Indep Watkins Consultant & National Team Manager #378193

Start a Business, Working The Way YOU Want to

Watkins and Home Business Opportunity

We all have to work. Some harder than others, some at jobs they like, others at jobs they don't like! The thing is, you do have some control over what kind of job you choose to do. So whether you are already working, looking to change jobs, want to supplement your income or maybe just do something as a hobby, take a look at starting up a Watkins business and see if it's right for you!

About Starting a Watkins Business

There are many of these 'turn-key' businesses around but you need to decide on what fits your needs. Turn key refers to just turning the key and 'voila!' ready to go!  Businesses do vary though and  you need to understand the various costs and terms involved.

I won't speak of the other businesses in this post other than to say most have a combination of monthly quotas to fill, minimum order requirements, requirements to buy catalogues etc. Watkins has none of this nonsense. When starting a Watkins business you pay the $39.95 annual fee and you are ready to go. Sure there are kits and catalogues you can buy, but  you don't have to and are not pressured to.

How to Start Your Watkins Business

Once you've joined under a sponsor you feel is ready to help you out - you can look at various ways to run your business. Sell directly to customers, sell online to USA and Canada or even build up a team and focus on managing that team (as I do.)

There is no right or wrong and you can modify and change your style anytime you want. Personally speaking, I never harass anyone on my team and leave it up to them how they wish to run their business. I understand some have joined to get a personal discount on their purchases while others seriously want to make this their full-time job. For those who are serious about the business I have created a special program (see below.)

So once you are signed up, you are read to start selling Watkins!

Finding Your Sponsor

This is important - you need a sponsor and Watkins will ask you for your sponsors ID#. Feel free to choose who you want but be sure they are willing to help you out and that they are active in coaching their team. Look at their track record and how involved they are. I've had many consultants join my team when their own sponsor quit and left them without support.

I run my Watkins business mostly managing our team. I help coach individuals with business information so they can succeed and reach their goals. I do some customer sales but often I refer customers to local reps in my area instead.

I have a website created for our team: GoGreenNorthAmerica.ca that is designed to help customers find local reps. This is for OUR team only and your downline, ranking in the top 3 spots of internet searches and seeing 50-100 hits per day.

I also offer the Advanced Training Program (free as well) to anyone on my team who wants to build their business. It's nothing you need to buy into, just free advice and examples and ideas to help you get where you want to be!

Joining Watkins and Starting a Business Now

Tamara Laschinsky
Indep Watkins National Team Manager #378193

So if you are ready, you can join up online or via the phone directly with Watkins.

• Watkins Online you can go here and click on Join Us and then As a Consultant.

• Phone Watkins you can call 1-800-928-5467 and indicate you wish to join as a consultant. You will be asked for my ID# - it's 378193.

If you have any questions, feel free to email or phone me - I'm happy to answer them for you!  403.998.8597